Every Manila Philippines pet owner wants to keep their pet healthy and
happy. That's why regular vet visits and giving pets the health care
they need in case of accident and illness is so important. Pet insurance
can provide pet owners with financial support that can be used towards
professional veterinary care, some related medical costs and benefits
that help you deal with unexpected costs (and sometimes the preventive
costs, too) of care.
Regardless of your income or financial situation, if you're like most
pet owners, you may not be setting aside the funds to provide veterinary
medical care for your pet in the event of illness or an emergency.
Today, like with human healthcare, the veterinary medical profession
continues to advance and can treat virtually any condition or injury
that a pet may incur throughout their lifetime - provided they receive
the required treatment early or quickly enough, and as long as the pet
owner has the financial means to cover the real cost of care.
Pet health insurance in Manila is a useful financial tool that:
• Protects you and your finances against unexpected medical costs.
• Ensures veterinarians can provide your pet with optimal care and the
most advanced veterinary medical treatments.
• Prevents pet owners from having to make a financial decision to end a
pet's life due to their inability to pay for the needed treatments.
• Ensures a pet owner does not need to hesitate before taking a pet for
veterinary treatment, or wait until a condition worsens. •
Provides a plan for the costs of routine and even preventive care, if
you have Pet Wellness Care coverage.
• Assists you in helping your pet to live a healthier and sometimes
Understanding Manila pet insurance coverage:
With other kinds of insurance, years may pass without you ever having to
make a claim. Pet insurance is designed to be used. Unfortunately,
experience has shown that it is likely that your pet will become ill or
injured and need medical care, and as they age these risks only
The earlier you purchase pet insurance in Manila the better it is. If you're
fortunate enough to have a healthy pet and you rarely need to claim, it
doesn't necessarily mean you don't need coverage. Research has shown
that up to 90% of veterinary expenses can happen in the last 10% of your
pet's life. Like with human insurance, the earlier (and younger) you
enroll your pet for coverage, the lower your premiums and deductibles
will be, and the more likely it is that your pet will not have any
pre-existing conditions that will be excluded from coverage.
The cost of Manila Philippines pet insurance coverage for all pets is decided
the same way. There are three factors to consider: 1) the species/breed
of your pet; 2) its age at the time of enrolment; and 3) where you live
in Philippines. These three factors help underwrite (calculate the cost and
risks) every cat and dog.
As with many things in life, with pet insurance, you get what you pay
for. Paying a higher premium affords you a higher level of coverage (and
higher payouts or "benefits").
Knowing what to expect from Manila Philippines pet insurance:
• When you look for coverage, make sure that you know exactly what your
pet is covered for - and what exclusions apply.
• Carefully consider what level of coverage you think you might require
for your pet, and what you can afford.
• Some pet insurance companies in Manila Philippines offer variable deductibles
that will decrease or increase premiums.
• All pet insurance companies should post their coverage features on
their website, or have them available by mail.
• Once you've made your decision and signed-up for a policy, familiarize
yourself with what's included by reading through the terms and
conditions. Some insurance companies now offer coverage for services
such as alternative treatments or travel.
If you're thinking about getting Manila Philippines pet insurance, you've
already taken the right step in taking good care of your pet. Research
your options, talk to your veterinary clinic staff and arm yourself with
the information you need to make the right choice.